BUYING A HOME
Sahar believes that finding your perfect home is not just a transaction; it’s a transformative journey that touches upon some of life’s most significant milestones. For many, a home represents not only shelter but also a sanctuary, a place where memories are made, and dreams are realized.
"Sahar understands the profound impact that finding the right home can have on your life and is committed to guiding you through this exciting process with care, empathy, and expertise."
Her mission is to be your trusted partner and advocate, providing personalized insights and expertise every step of the way. Sahar recognizes that no two homebuyers are alike, and she takes the time to understand your unique needs, preferences, and aspirations. Whether you’re a first-time buyer navigating the complexities of the real estate market or a seasoned investor seeking your next lucrative opportunity, Sahar is dedicated to ensuring that your journey is smooth, rewarding, and ultimately leads you to that special place you can call home.
Building Your Foundation
Pre-Qualification
The home-buying journey begins with pre-qualification. This initial step helps you understand your financial readiness. By consulting with a lender, you’ll get an estimate of how much you can afford. Pre-qualification takes into account your credit score, income, and debts. It provides a rough idea of your budget and sets you on the path to financial preparation.
Pre-Approval
Beyond knowing your budget, gaining pre-approval enhances your credibility as a buyer and prevents any dashed hopes due to budget constraints. You show sellers your earnest interest by applying for a mortgage and securing a written commitment from a lender. Pre-approval costs are usually minimal and can often be settled when you finalize your loan.
Your Needs & Wants
When it comes to finding your perfect home, it’s essential to start with what matters most to you. Are you looking for a quiet neighborhood or vibrant city life? How many bedrooms and bathrooms do you need to accommodate your family’s lifestyle? What about outdoor space, schools, or proximity to work?
Guidance from a Professional
Opt for a dedicated real estate agent on your side, exclusively focused on your needs, ensuring you secure the best deal as a buyer.
a guided path to success
Buyer's Roadmap
Buying a home is one of the most significant investments you’ll make in your life. It’s a complex process that requires careful consideration and planning. From determining your budget and researching neighborhoods to navigating the mortgage application process and negotiating with sellers, there are many factors to weigh and decisions to make along the way.
This guide is designed to help you navigate the process with confidence and ease.
01
Sculpting Your Vision
Begin crafting your dream home by outlining your goals and motivations. Identify your ideal price range and neighborhood to narrow down your vision.
setting
Your Goals
- Define your reasons for buying: investment, family, or lifestyle?
- Decide on your budget for your future home.
- Plan your timeline for making the move.
- Make a wishlist: must-haves and deal-breakers. Your dream home, your terms.
- Identify your ideal neighborhood qualities.
getting
Started
- Find a reliable Realtor® to guide you.
- Understand your financial options with a loan approval letter.
- Partner up with an exclusive buyer-broker agreement.
- Explore neighborhood insights with your Realtor's expertise.
understanding the
Real Estate Market
- Analyze active, pending, and sold properties' trends.
- Learn about contracts and timelines involved.
- Grasp local and global market dynamics.
- Create a tailored buyer attraction strategy with your Realtor's guidance.
02
Exploring Your Dream Space
Step into potential homes that align with your dream, exploring spaces that resonate with your vision and lifestyle.
THE
Search
- Browse online listings with your realtor's help.
- Get updates on new and exclusive properties.
- Take virtual home tours from your current location.
- Choose your preferred location and home style.
crafting
Strong Offers
- Learn about the Purchase Contract details with your Realtor.
- Explore strategies for multiple offers if necessary.
- Present offers that meet all requirements.
- Let us handle negotiations with your best interests in mind.
sealing
The Deal
- Explore financing options with trusted mortgage professionals.
- Navigate property inspections and due diligence.
- Understand and handle contract contingencies.
- Collaborate with escrow and title companies.
- Complete and submit necessary paperwork.
03
Entering The Escrow Phase
As you move further in your homebuying journey, navigating through escrow becomes pivotal. This phase involves critical steps that finalize the transaction. Let’s explore how to maneuver through escrow efficiently and confidently.
the process
Escrow
- The initial deposit, as per the agreement, will be wired to escrow.
- Let your lender know it's time to start the loan process and arrange for an appraisal.
- Connect with an insurance agent to secure homeowner coverage.
the
Fine Print
- Schedule home inspections as needed.
- Review and negotiate repairs based on inspection reports.
- Conduct a final walk-through before completing escrow.
welcoming you
Home
- Review the closing statement from escrow.
- Coordinate wire transfers for down payments and closing expenses.
- Arrange utility transfers to your new address.
- Transition smoothly into your new property.
- Use the move-in checklist for an organized settling-in process.
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SAHAR FAER | bc lic # v106940
exp realty
#1500 - 701 West Georgia Street, Vancouver, BC V7Y1G5. 833.817.6506. LIC# V106940. © 2024 EXP REALTY. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. IF YOUR PROPERTY IS CURRENTLY LISTED WITH ANOTHER REAL ESTATE BROKER, PLEASE DISREGARD THIS OFFER. IT IS NOT OUR INTENTION TO SOLICIT THE OFFERINGS OF OTHER REAL ESTATE BROKERS. WE COOPERATE WITH THEM FULLY. EQUAL HOUSING OPPORTUNITY.
